Fix & Recurring Deposits:

Rate of interest on deposits with effect from 1st October 2025

Duration Interest Rates Normal Interest Rates for Senior Citizen
07 to 90 Days 5.00% 5.50%
91 Days to up to 180 days 6.00% 6.50%
181 days to 365 days 7.75% 8.00%
1 year 1 day to 3 years 7.50% 7.50%
3 years to 5 years 7.00% 7.25%
5 years to below 10 years 6.75% 7.25%


Note :

  1. 0.25% Extra for Trust/Association/Society/Club accounts for single ticket of Rs. 25 lacs and above.
  2. 0.25% Extra Interest on Single Ticket Fix Deposit of 25 Lacs and above for others.
  3. 0.35% Extra Interest on Single Ticket Fix Deposit of 5 crore and above
  4. No Scheme clubbing benefit to be given
  5. All above schemes have compound option and pay out of interest option.

    Saving Account :
Balance Rate of Interest
Up to 1 Lacs 3.25%
Above 1 Lacs up to 5 lacs 3.25%
Above 5 Lacs up to 25 Lacs 3.75%
Above 25 lacs up to 50 Lacs 4.75%
Above 50 Lacs up to 100 Lacs 5.75%
Above 100 Lacs 6.75%

Fix Deposit for Bank Guarantee:- 6.00%

Locker Deposit :- 5.75%