|
Type of Advances |
Rate of interest |
|
Machinery Loan |
9.00% |
|
Working Capital Term Loan |
10.00% |
|
PMEGP 1st Machinery Loan |
10.00% |
|
PMEGP 2nd Machinery Loan |
10.00% |
|
Loan to Professionals |
8.50% |
|
Education Loan |
9.00% |
|
Housing Loan – OLD Scheme-Fix Rate |
9.00% |
|
Housing Loan up to Rs 25 Lac - Floating Rate |
8.25% |
|
Housing Loan Above Rs 25 Lac -Floating Rate |
8.50 % |
|
Vehicle Loan- Up to 10 Lacs |
7.80% |
|
Vehicle Loan – Above 10 Lacs |
8.00% |
|
2nd Hand Commercial / Domestic Vehicle |
12.00 % |
|
Mortgage Loan (other than SSI/MSI/Traders) |
14.00% |
|
CC – SSI/Retail/Others /PMEGP |
9.00% |
|
OD – SSI/Retail/Others/PMEGP/JGUVY |
10.00% |
| OD – Prime Vyapar | 10.50% |
|
Against Property (ODP) |
14.00% |
| Drop Down OD | 10.00% |
|
Gold Loan |
9.00% |
|
Bill Discounting |
14.00% |
|
Personal Loans / Unsecured Loan |
14.00% |
|
Loan Against Govt. Securities/LIC |
9.00% |
|
Micro Finance For 12 Months |
18.00% |
|
Micro Finance For 18 Months |
20.00% |
|
Micro Finance For 24 Months |
22.00% |
|
Ad hoc Limit |
12.50% |
|
Loan for Roof Top Solar -Residential |
9.00% |
|
Loan for windmill project |
9.00% |
|
Project loan |
14.00% |
|
Solar Loan without Collateral – Commercial |
11.00% |
Note:
